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Technology has since improved our way of life through more efficiency and convenience. Many of our daily transactions are performed through the World Wide Web. Whether you need to look for a cheap Halloween costume down to paying your electric bill, all these can now be done in the comfort of your own home or without leaving the office. Transactions that are financial in nature pose the highest risk for fraud. Since it’s almost impossible not to have an online activity which is monetary in nature, the best users can do is to acquaint themselves with the warning signs of fraud and scams.
When someone is out to get pertinent information from you like account data, passwords, credit card numbers, Windows Live IDs and the like; this is what is known as a phishing scam. This type of scam is considered identity theft. These scams can be in the form of email messages even if they seem to come from one of your contacts, charitable sites that ask for donations, a spoof of a trusted site, social networking sites, in instant messages and mobile phones.
It seems as if they’ve dominated all media through which we access others but there are tell-tale signs that we can look out for. Usually, grammatical errors and misspelled words are dead giveaways. For example in order to copy www.mytechteam.net a scammer might use www.mytecteam.net – notice the slight misspelling. Urgent messages that require immediate response are common in scams. Also, sites that ask for financial and other private information like bank account numbers, credit card numbers, social security numbers, user names, passwords and the like. Do not trust a site that gives you one address and directs you to a completely different one. These are all warning signals.
Be keen to spot the drama. Emotional or sensationalist language found in email solicitation is created to make a reader act on impulse. We don’t need to be told what happens when actions are not carefully thought out. Generic greetings mean that they don’t know you. A trusted company will address you personally if they wish to build rapport and want a response from the reader.
Always be alert and select areas where internet usage is safest when business and financial transactions are made. These shouldn’t be done in public computers or areas including internet cafes, libraries, and computer internet rental shops. Avoid wireless hotspots for these types of transactions as well. Spyware blockers do a good job of protecting your PC or notebook from malware or spyware. Continue to update your anti-virus software for more secured usage.
When you don’t have a choice but to access the internet using a public computer, don’t save user IDs and passwords. If it is necessary to enter sensitive information, make sure the site is secured. In the beginning of the web address instead of http:, it should have an additional s, as in https:. Microsoft Internet Explorer has an image of a lock at the bottom of the window to indicate that a site is secure.
Lastly, trust your good judgment. If you feel like getting into a transaction will mean future trouble, resist the urge to push through with it. The last bit of important information is to double check your bank statement all the time. Remember that scammers thrive on our complacency.
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My Tech Team is a leading online tech support company based in the U.S, providing nationwide on demand enterprise level computer support and protection 24 hours a day and 7 days a week.
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There is a scam on facebook where you will get an IM from a friend saying I have found a picture of you and gives you a link, the link is displayed as the facebook sign in page stating you have to sign in to see the picture, “Don’t do it” its a piece of software that will record your login information that the scammers will use to post advertisement on your facebook acct.